Our Home Loans
First Home Buyers
Purchaser
Feeling Overwhelmed by the Process?You’re not alone.Most first home buyers we speak to are unsure about:How much they can actually borrowHow much deposit they really needWhat grants they’re eligible forWhether now is the right time to buy
It’s a lot—and it can feel confusing.That’s where we come in.How We Help You Get Into Your First HomeAt Parrington Finance, we simplify the entire process and give you a clear plan forward.✔ Know Your Borrowing PowerUnderstand exactly what you can afford before you start house hunting✔ Low Deposit OptionsYou may be able to buy with as little as 5% (and sometimes even less)✔ Maximise Grants & IncentivesWe make sure you don’t miss out on anything available to you✔ Compare the Right LoansNot just the cheapest—what actually suits your lifestyle and future plans✔ End-to-End SupportFrom your first question to the day you get your keysWhat You Could Be Eligible ForDepending on your situation, you may qualify for:First Home Owner GrantsStamp Duty ConcessionsGovernment Low Deposit SchemesGuarantor Loan Options
Most buyers don’t realise what’s possible until they have the right guidance.Investor
Buying a Property? We’ll Help You Finance It With Confidence
Home loans made simple, strategic and tailored to you.
Buying a property is exciting — but the finance side can feel overwhelming fast.
That’s where we come in.
Get Clear on What You Can Borrow - Before you Buy
How We Help You Get Into Your First Home
The right finance strategy can make house hunting feel a whole lot easier.
We help you understand:
✔ How much you may be able to borrow
✔ What your repayments could look like
✔ How much deposit you may need
✔ What upfront costs to plan for
✔ Which lenders may suit your situation
✔ What to do next to move forward confidently
Whether you’re ready to buy now or just starting to explore your options, we’ll help you map it out clearly.
Why Work With Parrington Finance?
You’re not just getting a loan — you’re getting a team in your corner.
We know buying property is a big deal, and we’re here to make the process feel simple, supported and far less confusing.
With Parrington Finance, you get:
✔ Access to Australia’s leading lenders
✔ Loan options tailored to your situation and goals
✔ Guidance on borrowing power, deposit and next steps
✔ Support through pre-approval, application and settlement
✔ Clear communication without all the jargon
✔ A team who genuinely cares about getting it right for you
We Help Buyers At Every Stage
No two buyers are the same, which is why we tailor the advice to you.
We can help if you are:
✔ Buying your first home
✔ Upgrading to your next home
✔ Purchasing your dream home
✔ Buying an investment property
✔ Unsure how much you can borrow
✔ Wanting pre-approval before making offers
✔ Needing help understanding deposit requirements and buying costs
We can help you understand:
✔ If now is the right time to buy
✔ What you could do to improve your borrowing position
✔ How much genuine savings or deposit you may need
✔ What steps to take over the next few months
Sometimes one conversation is all it takes to make the next step feel much clearer.
Buying Doesn’t Have To Feel OverwhelmingRefinance
Lower your rate. Reduce your repayments. Unlock your equity.
If you haven’t reviewed your home loan in the last 12–24 months… chances are you’re paying more than you need to.
At Parrington Finance, we help you refinance smarter—so your loan actually works for you, not the bank.
Why Refinance?
Refinancing isn’t just about chasing a better rate (although we’ll absolutely do that too).
It’s about making your loan fit your life right now.
✔ Reduce your interest rate
✔ Lower your monthly repayments
✔ Consolidate debts into one simple loan
✔ Access equity for renovations or investing
✔ Come off a fixed rate before it jumps
✔ Switch to a better lender or product
What Could You Save?
Even a small rate reduction can make a huge difference.
A 0.50% rate drop on a $600,000 loan = thousands saved every year
We’ll show you exactly what refinancing looks like for you—before you make any decisions.
Why Clients Choose Parrington Finance
You’re not just another application to us.
You get strategy, guidance, and access to better options.
✔ Access to Australia’s leading lenders
✔ Exclusive and flexible loan options
✔ Clear advice (no jargon, no confusion)
✔ We handle the paperwork and negotiations
✔ Ongoing reviews so your loan stays competitive
🏗Use Your Equity
Your home may have built up more value than you realise.
Refinancing can help you:
✔ Renovate or upgrade your home
✔ Invest in property
✔ Consolidate debts
✔ Create financial flexibility
Real Support, Not Just a Rate
We don’t just refinance your loan—we look at your full picture.
Our goal is simple:
Put you in a better position financially.✔ Access to Australia’s leading lenders
✔ Tailored advice (not one-size-fits-all)
✔ Support from first chat to settlement
Build Your Property Portfolio with Confidence
Whether you’re buying your first investment property or growing a portfolio, the right finance structure can make a massive difference long-term.
At Parrington Finance, we help you build smarter—not just bigger.
Property Investing Isn’t Just About Buying
It’s about how you structure your loans, manage cash flow, and plan your next move.
We help you:
✔ Maximise your borrowing capacity
✔ Structure loans for future growth
✔ Use equity to fund your next purchase
✔ Manage cash flow and repayments
✔ Choose the right lenders for your strategy
✔ Avoid common structuring mistakes
Start With Strategy, Not Just a Loan
Most investors come unstuck because their first loan wasn’t set up properly.
We take a long-term view from day one.
Not just “Can you buy this property?”
But “How does this impact your next 2–3 purchases?”
Start With Strategy, Not Just a Loan
You need more than a basic loan recommendation.
You need a broker who understands investing.
✔ Access to Australia’s leading lenders
✔ Investor-focused lending strategies
✔ Support with complex and growing portfolios
✔ Clear, honest advice (no fluff)
✔ Ongoing reviews as your portfolio grows
✔ A long-term partner—not just a one-off transaction
Use Your Equity
❌ Cross-collateralising properties
❌ Using the wrong lender too early
❌ Not planning for future purchases
❌ Overextending on repayments
❌ Not reviewing loans regularly
Ready To Build Your Portfolio?
Let’s map out a strategy that actually supports your long-term goals.